Mich. Crash Case Raises Questions about Insurance on Scooters

What You Need to Know:

  • A man is seeking benefits from insurers in Michigan for injuries sustained when a car hit him in his motorized scooter.
  • The insurers are refusing payment and say that the man’s motorized scooter was a motor vehicle, and should have been insured like a personal car.
  • Lawyers told Online Auto Insurance News (OAIN) that, if insurers win on their argument, users of motorized scooters and wheelchair could be required to buy car insurance coverage.

People in Michigan who use scooters and motorized wheelchairs could be required to get car insurance if courts rule in favor of the insurer in an ongoing case.

The court case could have implications for thousands of users of scooters and motorized wheelchairs in the state, attorney Harold Perakis told the Macomb Daily this month. Perakis represents George Veness, a 63-year-old man who was riding his scooter when struck by an at-fault car in 2012.

The Legal Argument

At the center of this court case is a fundamental question about car insurance: what constitutes a car? Other cases around the U.S. have raised questions of whether or not other modes of transport—like motorized scooters and wheelchairs and modified golf carts—require typical vehicle insurance and if benefits of that typical coverage apply when they crash.

Related Story: Fla. Court: Insurer Must Cover Injuries in Modified Golf-Cart Crash


About Charles Nguyen
Charles Nguyen is an enterprising journalist who reported for Patch.com and the Desert Dispatch and was the editor in chief of the Guardian (the twice-weekly newspaper at the University of California, San Diego) before coming to Online Auto Insurance News.

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