Georgia Texting Ban Expected to Lower Auto Insurance Claims

Pink cell phoneGeorgia became the 28th state in the country to sign a texting while driving ban into law. This trend is sweeping the nation, with many lawmakers hoping it will lead to fewer car accidents and consequent auto insurance claims.

While some states’ laws only ban teenagers from texting while driving, Georgia’s legislation applies to drivers of all ages, the U.S. Department of Transportation said. In addition, young drivers are prohibited from using a mobile phone if they carry a provisional license.

Distracted driving has increasingly caught the attention of people in the U.S. A piece of sample legislation has even been drafted by the the National Highway Traffic Safety Administration for states interested in creating their own texting while driving ban, the transportation department said.

Texting, one of the most dangerous types of distracted driving, can delay a driver’s reaction as much as having a blood alcohol concentration limit of 0.08 percent, the NHTSA said. By reducing this type of cell phone use, it’s likely that it will result in a decrease in car crashes and claims which may lead to cheaper auto insurance rates as well.

Other types of distracted driving include reading maps, grooming, and talking to passengers while operating a motor vehicle, the NHTSA said.ADNFCR-3298-ID-19833444-ADNFCR

About John Pirro
John Pirro is a licensed fire and casualty insurance agent specializing in various aspects of the auto insurance industry. He worked in the auto body repair industry before taking a reporting position at Online Auto Insurance News.

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