Kansas Seat Belt Law can Lower Auto Insurance Claims

Vehicle seat beltA new seat belt law in Kansas could save lives and reduce the number and severity of injury claims made to auto insurance companies, said officials.

Under the new law, drivers can be stopped and ticketed by a police officer if they or the front seat passenger are observed not wearing a seat belt. The directive was applauded by state and federal transportation officials.

Seat belts save more lives than any other piece of safety equipment in a car, and reduce the risk of serious crash injury by 50 percent, according to the National Highway Traffic Safety Administration. The administrator expects Kansas to increase its seat belt use by 9 percent, and cut the number of crash-related deaths by eight 8 percent as a direct result of the new law.

Kansas will become the 31st state to adopt a primary seat belt law. The state pays $1.9 billion every year in medical expenses, property damage, and other costs related to car crashes, according to NHTSA. Less crash-related injuries could also lead to fewer claims and more affordable auto insurance policies.

About John Pirro
John Pirro is a licensed fire and casualty insurance agent specializing in various aspects of the auto insurance industry. He worked in the auto body repair industry before taking a reporting position at Online Auto Insurance News.

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