West Virginia, Kentucky Taking Stiffer Stances against Uninsured

On Friday, officials in Kentucky and West Virginia began contacting motorists there in efforts to strengthen the quality of verification databases that identify uninsured drivers.

Legislation creating the electronic databases were passed in West Virginia and Kentucky years ago, but June 1 marks the first step for officials who are seeking better ways in finding motorists lacking insurance. Such databases store policyholder information provided by insurers that authorities use to instantly verify whether or not a vehicle is properly covered.

The development of such technology should spur uninsured drivers to find free auto insurance quotes online and get themselves covered as officials pursue increasingly accurate enforcement through their verification databases.

Kentucky Mailing Notices to Uninsured Found in Database

Beginning on June 1, the Bluegrass State begins sending notices to vehicle owners flagged in its database as lacking coverage for more than two months. Motorists receiving the mailed notices will have 30 days to provide proof of coverage or have their registration canceled.

“It is vitally important that vehicle owners who receive an uninsured notice follow the instructions on the notice and contact their county clerk or the Division of Motor Vehicle Licensing,” said state Department of Vehicle Regulation commissioner Tom Zawacki in a statement. “They must take action. The notice cannot be ignored.”

West Virginia Wants Info Confirmation from Drivers

Also beginning June 1, the West Virginia Department of Motor Vehicles is including informational inserts with all registration renewals that provide drivers a step-by-step guide in confirming their vehicle identification number (VIN), address and other policyholder information for the state’s Electronic Insurance Verification Program.

Motorists validating their VIN numbers can save themselves the hassle of dealing with database glitches that occur when mismatched VINs identify a vehicle as not having a proper policy in place. The DMV is also asking motorists to submit a copy of their insurance card at the time of registration or renewal “to reduce the risk of errors that can cause you any unnecessary trouble.”

“One copy, one time is all it takes,” according to the DMV.

Unverified information left uncorrected by motorists will go into the database and “could result in a citation or possible suspensions issued against your driver’s license and/or license plate.”

“This unnecessary inconvenience to you in the future may be avoided by correcting any VIN errors now,” the DMV stated.

About Charles Nguyen
Charles Nguyen is an enterprising journalist who reported for Patch.com and the Desert Dispatch and was the editor in chief of the Guardian (the twice-weekly newspaper at the University of California, San Diego) before coming to Online Auto Insurance News.

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