Electronic Insurance Proof Law Now Active in Arizona

Arizona’s law allowing drivers to show proof of insurance electronically when asked by officials to verify coverage went into effect Thursday as similar regulations across the U.S. take hold.

In late March, Gov. Jan Brewer finalized HB 2677, which was filed under the state Legislature’s general effective date of Aug. 2.

The law allows insurer-distributed versions of a motorist’s policy or policy documents to be displayed on a “wireless communication device” as an acceptable way to prove he or she has coverage. The law also allows for motorists to scan their policy cards or documents and display that on a smartphone as acceptable evidence of coverage.

The law’s language is similar to other electronic insurance proof measures in other states. Louisiana’s electronic proof measure went into effect on Aug. 1.

Idaho was the first state in the U.S. to fully enact legislation permitting electronic forms of coverage when Gov. C.L. “Butch” Otter signed off on SB 1319 in late March. That law went into effect in July.

An Alabama regulation that goes into effect January 2013 allows electronic means of proving coverage during the vehicle registration process. Colorado already allows electronic formats during the registration process.

In California, senators in the Committee on Appropriations are set to consider AB 1708, which is scheduled for a Monday committee hearing.

Such laws have typically seen strong support from trade groups and legislators, the latter of which have fast-tracked such bills through relatively speedy legislative processes.

Arizona’s law netted two unanimous votes in the state Senate and House as it moved through the Legislature in a little over two months.

In Louisiana, HB 1130 got the same unanimous backing, and also received the governor’s approval in a little over two months after its introduction in the state Legislature.

Idaho’s measure received only one dissenting vote throughout its month-and-a-half in the state Legislature.

About Charles Nguyen
Charles Nguyen is an enterprising journalist who reported for Patch.com and the Desert Dispatch and was the editor in chief of the Guardian (the twice-weekly newspaper at the University of California, San Diego) before coming to Online Auto Insurance News.

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