A teen’s car is a determining factor in insurance costs

It's not recommended that teens drive large pickup trucks.There are a number of factors that go into determining how much auto insurance companies will charge for a teenager’s premium. What kind of car they are driving is one of them.

Reliability and safety considerations must be made when purchasing a car for teenager, Consumer Reports said. Younger drivers lack the experience of others, so advanced safety features in a vehicle should be a priority. These include curtain air bags, electronic stability control, and antilock brakes.

There are certain vehicles that teens should not drive – SUVs and large pickups in particular. Young drivers are more likely to crash in these because the automobile’s high center of gravity makes it more likely to roll over. Sports cars are also not recommended because of the high speeds associated with them.

"Choosing a car for a young person will usually involve compromises between budget, and desirable features, and the wants of an image-conscious teen," Consumer Reports said. "The best bet is to buy the newest, most reliable model with the most safety equipment you can afford."

Another factor in determining a teen’s auto insurance rates is their academic performance.ADNFCR-3298-ID-19779677-ADNFCR

About John Pirro
John Pirro is a licensed fire and casualty insurance agent specializing in various aspects of the auto insurance industry. He worked in the auto body repair industry before taking a reporting position at Online Auto Insurance News.

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