Teen Driver Safety is Key to Lower Auto Insurance Costs

Female teen driverThe spring season is an especially dangerous time for teens to drive, and safety precautions taken will not only save lives, but lead to lower auto insurance costs.

Prom, graduation, and the start of the summer makes for a busy driving season for teens, according to the Mississippi Insurance Department. It has also been shown to have some of the highest incidents of fatal car crashes for young drivers. Educating teenagers about driving safety can lead to fewer accidents. "Not only will they save their own lives, a safe driving record helps keeps insurance premiums down," Commissioner of Insurance Mike Chaney said.

During the last five years, close to 850 people died as a result of car accidents involving teen drivers in Mississippi, the insurance department said. In response, stronger state graduated driver licensing laws were passed. Teenage drivers in the state can no longer text while behind the wheel during their learner’s permit and intermediate stages.

Other advice for teen drivers from the state’s insurance department includes always wearing a seatbelt, not running red lights, and not to drink and drive.

Following traffic laws is an important practice which teen can learn from by participating in a defensive driving course; this may not only help saves lives, but can also result in cheaper auto insurance which will continue to reduce after years of responsible driving.ADNFCR-3298-ID-19796698-ADNFCR

About John Pirro
John Pirro is a licensed fire and casualty insurance agent specializing in various aspects of the auto insurance industry. He worked in the auto body repair industry before taking a reporting position at Online Auto Insurance News.

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