Progressive SnapShot Discount Coming to Ariz. Car Insurance Consumers

Company sign at Progressive Insurance headquarters

Photo Credit: Progressive

Progressive Insurance announced today that Arizona auto insurance consumers are now able to take advantage of their SnapShot discount program.

The program, currently made available to Progressive customers in 25 states and used by more than 100,000 customers nationwide, uses a monitoring device placed in an insured vehicle for six months to collect information about a policyholder’s driving habits. Consumers whose first 30 days’ worth of data indicate that they drive less, more safely and/or during safer times of day may become eligible for a discount of up to 30 percent on their insurance policies.

The SnapShot program reportedly monitors brake events to gauge the safety of the driver. If the data show that a driver frequently has to slam on the brakes, this may indicate that they get into riskier driving situations more frequently.

In addition, the device monitors the time of day at which the vehicle is most frequently driven. According to a 2008 report made available by the National Highway Traffic Safety Administration, the hours between noon and 6 p.m. saw the highest frequency of crashes during the time surveyed.

Enrollment in the program is voluntary, and according to Progressive, participation cannot result in a rise in rates.

According to Progressive, the insurance company has an 8.2-percent statewide market share.

About Ben Zitney
Benjamin Zitney has been covering the auto insurance industry for the past 2.5 years. Before coming to Online Auto Insurance News, he produced an extensive company history of the 30-year-old California Joint Powers Insurance Authority and worked at the Cal State Long Beach Daily Forty-Niner as a reporter, copy editor and news editor.

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