Safer teen driving results in cheaper auto insurance premiums

Teens shouldn't drive with a lot of friends in the car.Auto accidents are the number one cause of death for American teenagers, according to the Center for Injury Prevention and Control.

The large number of car crashes for this age group generally leads to higher auto insurance premiums for them. However, if more safety precautions were taken and fewer accidents occurred, teen drivers would be more likely to receive more inexpensive auto insurance.

Since May is National Youth Traffic Safety Month, Cure Auto Insurance is offering driving tips for teens to encourage better driving habits. Their first piece of advice is to never use a cell phone while driving. Using a phone is just as dangerous as driving drunk, the insurance company said.

Teens should also never drive with a lot of friends in the vehicle, Cure said. This only distracts the driver, who needs to stay focused on the road. Young drivers should also learn how to safely maintain their car, always wear their seat belts, and never drink and drive.

People 15 to 24 years old only make up 14 percent of the U.S. population. However, they are responsible for 30 percent of costs associated with car injuries for males and 28 percent for females, the CIPC said.ADNFCR-3298-ID-19776977-ADNFCR

About John Pirro
John Pirro is a licensed fire and casualty insurance agent specializing in various aspects of the auto insurance industry. He worked in the auto body repair industry before taking a reporting position at Online Auto Insurance News.

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