Common Items That Can Raise Auto Insurance Rates

Parked carsWhile most consumers are familiar with the most rapid ways to boost an auto insurance premium such as getting into an accident or adding a teenager to a policy, some may be less familiar with other factors that can affect their rates.

For example, although most drivers are familiar with the legal ramifications of not wearing a seatbelt thanks to widespread public information campaigns and an increase in enforcement efforts around the country, they may not realize that getting such a ticket can increase their auto insurance premium by making them more of a risk factor for their insurer.

Additionally, drivers who have negative information on their credit reports could be in for more than just higher loan rates; auto insurance companies frequently take credit scores into consideration when rating drivers.

Experts say that, although there are a number of pitfalls that unwary consumers can fall into, there are also discounts that some may be eligible for on their auto insurance. Teenagers, although generally subject to higher premiums, can cut those down by getting good grades in school.ADNFCR-3298-ID-19872667-ADNFCR

About Ben Zitney
Benjamin Zitney has been covering the auto insurance industry for the past 2.5 years. Before coming to Online Auto Insurance News, he produced an extensive company history of the 30-year-old California Joint Powers Insurance Authority and worked at the Cal State Long Beach Daily Forty-Niner as a reporter, copy editor and news editor.

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