Stricter GDL laws may reduce teen related crashes and auto insurance rates

The STANDUP Act is focused on helping teen drivers.On Tuesday, New York Senator Kirsten Gillibrand introduced the Safe Teen and Novice Driver Uniform Protection Act.

The STANDUP Act will create minimum requirements for state graduated driver’s license laws, along with encouraging action through the use of incentive grant funds and putting in place a sanction on states who don’t meet those conditions after three years. The laws focuses on teen driver safety by gradually introducing them to what’s involved in safely and responsibly operating a vehicle. Car insurance for young drivers may be lowered if this legislation is passed.

Car accidents are the number-one cause of teen deaths and more than 80,000 people have died since 1999 in crashes involving teenage drivers. Research has shown that states with stronger GDL laws have fewer teen driver-related crashes.

Nationwide Mutual Insurance Company’s consumer safety officer Bill Windsor said that "unfortunately, GDL laws vary widely by state and there are no states today that have all the model GDL components that research shows reduces teen crashes and fatalities. We believe the STANDUP Act will not only help to prevent teen crashes and reduce crash-related injuries, but more importantly, save lives."

Stronger GDL laws and fewer teen accidents can leader to lower auto insurance premiums.ADNFCR-3298-ID-19751716-ADNFCR

About John Pirro
John Pirro is a licensed fire and casualty insurance agent specializing in various aspects of the auto insurance industry. He worked in the auto body repair industry before taking a reporting position at Online Auto Insurance News.

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