Seat Belt Program may Lower Auto Insurance Costs

Vehicle passengersEarlier this week, the U.S. Department of Transportation launched its Click It or Ticket campaign in an effort to get more drivers and car passengers to wear their seat belts.

This national campaign could result in more low cost auto insurance options for drivers. Seatbelts lead to lower claim payouts due to less serious injury and death from traffic accidents, which may in turn lead to lower rates.

Not wearing a seat belt raises the likelihood of being involved in a fatal car crash, the Department of Transportation said. In 2008, close to 14,000 unbuckled people died in motor vehicle accidents.

U.S. Secretary of Transportation Ray LaHood said that “we’ve made great strides to get Americans to buckle up, but we must not rest on our laurels. Not wearing your seat belt is a serious, life-threatening practice. If you are one of the 45 million Americans who won’t buckle up, our Click It or Ticket enforcement mobilization will be looking for you.”

Seat belt fits matter when it comes to safety, the National Highway Traffic Safety Administration said. Consumers that need an adjuster, extender, or information on how to retrofit an older car should get in touch with the vehicle’s manufacturer.ADNFCR-3298-ID-19805874-ADNFCR

About John Pirro
John Pirro is a licensed fire and casualty insurance agent specializing in various aspects of the auto insurance industry. He worked in the auto body repair industry before taking a reporting position at Online Auto Insurance News.

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