Auto Insurance Rates Could be Affected by Failure to Heed Safety Recalls

Reflection of car in sideview mirrorToyota owners were hit with still another recall in August, as the Japan-based car manufacturer declared that engine issues in several popular models, including the Corolla sedan, were sufficiently serious to warrant the step.

Failing to heed a recall notice for safety issues could be a bad move for consumers, according to’s Tara Baukus Mello.

Mello writes that recalls are often issued because they could expose a car manufacturer to legal consequences from an unaddressed safety issue. Failing to bring a recalled car in for necessary maintenance could result in a number of unanticipated costs for consumers, she adds.

She also points out that a fire or collision that arises from a failure to fix a defect could easily cause a hike in a car owner’s car insurance coverage rates, given that the consumer, at that point, might be considered ultimately responsible for the damage caused to his or her own vehicle and any belonging to others.

About Ben Zitney
Benjamin Zitney has been covering the auto insurance industry for the past 2.5 years. Before coming to Online Auto Insurance News, he produced an extensive company history of the 30-year-old California Joint Powers Insurance Authority and worked at the Cal State Long Beach Daily Forty-Niner as a reporter, copy editor and news editor.

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