Finding the Best Auto Insurance Deal

Set of car keysMany times, people looking for the best deal on auto insurance don’t know where to start. Knowledge of the types of coverage which can be purchased will get customers pointed in the right direction when they look to buy insurance.

There are traditionally six types of coverage: bodily injury, personal property liability, personal injury protection, collision, comprehensive, and uninsured motorist, according to financial website Bankrate.com. Some states require that drivers purchase particular kinds of coverage, so customers should contact their insurance agent to make sure that they are adequately covered under state law.

Customers should then compare quotes and coverage from at least four different companies, advised Bankrate.com. The best value package is the one that offers the most appropriate coverage for the most affordable price.

Several additional items can save money, including safety features like a car alarm and an anti-brake lock system, a clean driving record, and taking a defensive driving course. Age and marital status are factored in to the cost, said the website. Location also matters, since an area with more uninsured motorists experiences higher rates.

As with most things in life, arming oneself with knowledge is the best way to find affordable auto insurance.

About John Pirro
John Pirro is a licensed fire and casualty insurance agent specializing in various aspects of the auto insurance industry. He worked in the auto body repair industry before taking a reporting position at Online Auto Insurance News.

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