Auto Insurance Survey Shows Uncertainty in Reactions to Accidents

Two drivers looking at crash damagesState Farm auto insurance released yesterday the results of its most recent survey, which questioned participants on how they would respond to either being involved in or being a witness to an accident.

The 1,000 survey respondents were mostly either uncertain or misinformed when asked about the legality of allowing an accident to go unreported. Results showed 13 percent did not know if they are legally allowed to not report an accident, while 46 percent believed it illegal to not report an accident to a car insurance company. The remaining 41 percent said they believed that it is legally OK to “not go through insurance.”

Even so, the majority said they would still contact an insurer after an accident even if the other involved party suggested letting it go unreported. Seventy-four percent said they would definitely report it, while 24 percent admit that they can be talked into not filing a report.

There were also differences in the likelihood that a driver would stop after witnessing an accident. According to the insurance company, 83 percent said they were likely to stop after witnessing an accident that didn’t involve them, and 55 percent said that they were  very likely to stop if they were a witness.

The survey results were release in coordination with the roll-out of State Farm’s new Auto Learning Center, which will post resources to inform drivers on these types of issues.

About Ben Zitney
Benjamin Zitney has been covering the auto insurance industry for the past 2.5 years. Before coming to Online Auto Insurance News, he produced an extensive company history of the 30-year-old California Joint Powers Insurance Authority and worked at the Cal State Long Beach Daily Forty-Niner as a reporter, copy editor and news editor.

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