Commissioner Urges Teens to Get Proper Car Insurance Coverage

Person about to sign contractCalifornia Insurance Commissioner Steve Poizner took the opportunity during National Teen Driver Safety Week to remind young drivers of the importance of having proper California auto insurance in place before hitting the road.

“I can’t emphasize strongly enough how important it is for all drivers — especially teenagers — to purchase and maintain proper auto insurance coverage,” Poizner said in a department press release.

Poizner noted that having coverage in place will not prevent an accident from happening, but that it can help young drivers and their parents avoid the financial hardships that could come from having to pay out-of-pocket for accident-related damages.

In the release, Poizner warns that uncovered motorists who get into an accident in California may have their license suspended, regardless of fault, and lists a number of points to consider for young drivers who fail to see the value of having a quality policy.

National Teen Driver Safety Week began in 2007 as an effort to curb the dangerous driving habits of the youngest motorists.

Although the Centers for Disease control recently released a report documenting a downward trend in fatal-crash-involvement rates for 16- and 17-year-old drivers, the numbers still remain pretty grim. According to the study, in 2008, one in about 6,000 drivers age 16 to 19 were involved in a fatal accident.

About John Pirro
John Pirro is a licensed fire and casualty insurance agent specializing in various aspects of the auto insurance industry. He worked in the auto body repair industry before taking a reporting position at Online Auto Insurance News.

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