Car Insurance Claims Analysis Shows Teen Accident Rate Rises in October

Man driving down desert road

October may be the most dangerous month for teen drivers, according to an analysis of 2003-2009 claims data performed by State Farm Auto Insurance.

The car insurance coverage provider went through their nationwide injury and collision claims data and found that the number of claims filed by 16- and 17-year-olds increased by approximately 15 percent in October in comparison to other months.

Looking on a state-by-state basis, though, only one in four shows October to have the highest claims rate.

The insurance company’s strategic resources vice president, Laurette Stiles, says there is a need for heightened awareness of driving safety for teens during the fall.

“While promoting teen driver safety requires a year-round commitment, the fall time frame is critically important,” says Stiles. “As teens return to school, attend homecoming and begin managing very busy schedules, we want them to keep safe driving practices at the top of their minds because our data shows this is one of the most dangerous times of year for teens to be on the road.”

Despite the disproportionate rate at which teens get into accidents and enter the high risk auto insurance pool, a large number still engages in practices that put their safety in harm’s way. A survey conducted by Harris Interactive on behalf of State Farm found that nearly 60 percent of teens admitted to texting while driving, even though 70 percent admitted to being concerned about getting into an accident.

About Ben Zitney
Benjamin Zitney has been covering the auto insurance industry for the past 2.5 years. Before coming to Online Auto Insurance News, he produced an extensive company history of the 30-year-old California Joint Powers Insurance Authority and worked at the Cal State Long Beach Daily Forty-Niner as a reporter, copy editor and news editor.

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