Four New States Get Allstate’s Drivewise in Continuing Expansion

Drivewise is currently available in 20 states after the usage-based car insurance (UBI) program from Allstate expanded into four more states: Connecticut, Nevada, Oklahoma and Tennessee.

Like other UBI programs offered by car insurance companies, Drivewise utilizes a plug-in device that attaches to the car’s diagnostic port and tracks driving behavior through information technology called telematics.

Telematics computes a driver’s behavior, including when and how far he or she drives, into data that can mean lower premiums.

Drivewise is now available in a total of 20 states:
–Connecticut (newly available)
–Indiana (made available in April)
–Maryland (made available in April)
–Minnesota (made available in April)
–Missouri (made available in April)
–Nevada (newly available)
–New Jersey
–New York
–Oklahoma (newly available)
–Tennessee(newly available)
–Utah (made available in April)
–Washington (made available in April)

Typical savings on an insurance policy is 14 percent but can go as high as 30 percent, according to Allstate.

Program participants can use a newly available smartphone application that displays data based on driving behavior, allowing drivers to track their habits behind the wheel in real-time and make adjustments to obtain coverage discounts. The application is available on iTunes and Google Play.

Allstate announced a six-state expansion for Drivewise in April. The continuing expansion should see availability of the UBI program spread to most of Allstate’s marketplace by year’s end, the insurer said in April.

Allstate said the increasingly popular Drivewise has more than 1 out of every 3 drivers participating where the program is available.

But once Drivewise moves into more markets across the U.S., Allstate will find competing UBI programs from major insurers with just as strong a presence or stronger. Early this year, State Farm expanded its Drive Safe & Save program, which is now available in dozens of states. Progressive’s Snapshot is also available in dozens of states.

About Ben Zitney
Benjamin Zitney has been covering the auto insurance industry for the past 2.5 years. Before coming to Online Auto Insurance News, he produced an extensive company history of the 30-year-old California Joint Powers Insurance Authority and worked at the Cal State Long Beach Daily Forty-Niner as a reporter, copy editor and news editor.

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